What happens next.. The End

So I write this post on the last day of the year to reflect and to pass along a bit of wisdom and food for thought.

Just this weekend I found myself reflecting back on the end. Not the end of a book, the end of a movie, nor the end of this blog. THE END. The big one. The one that changes everyone’s lives who knows you and I came away from that reflection with some real concerns.

You know everyone wants to preach to you how to handle The End, but no one has taken into consideration the age in which we live. The estate planning, doesn’t include subtle things like passwords for online accounts, or what accounts the person has. It also doesn’t address the simplest of items like the admin password to a computer.

I came in contact with a very nice lady whose husband had passed recently. It was a sudden passing and they are only in their late 50’s early 60’s at best. However, he was the end all be all for tech support in the house. He managed their business’s MAC’s and kept them up to date, etc. He passed with that knowledge, but left no record for her. So why is this important you might ask? Well you see most computers require the administrator password to do the simplest of tasks. Like I don’t know.. Load a print driver, or change the password.

So you see my friend that leads me here. What do you do to protect your accounts from hackers etc., but still leave enough information behind to assist your loved ones? I know that some people get weird when they are asked to share passwords with loved ones, which can beg a whole separate set of questions, but we are not here to judge.. So what can be done?

Well we can file the master password to our stuff with our living will,. Or maybe the password to some file that is on a site like box or something. However this also assumes your family knows how to use such things..

Just something to ponder though as we get further away from brick and mortar transactions and into the world of electric impulses.

I guess what I’m saying is have a game plan. Talk with your loved ones, especially your elder loved ones. I know, I know. NO one wants to talk about The End, but it has become a necessity.

The last thing the surviving family members want to worry about is what else do they need to handle after you’re gone. Think of the things we do every day or sign up for. Reoccurring payments, offers, credit cards, word press accounts. If the family doesn’t know about all of these things then what? The spouses account is drained because you didn’t stop your Xbox live subscription?! Or the Podcast downloads subscription from Apple. The list goes on and on.

Take a moment in the New Year to reflect on all of the accounts, and stuff you have signed up for. Is it documented? Do you have them bookmarked in your account on the computer? Do you have a password keeper on your computer or your mobile phone? Who has access?

A business would simply reset your password to allow access from any needed person. You don’t have that option.

So in parting how are you preparing for The End?